1. Sending money to someone in Nigeria who claims you inherited a large sum of money. This is a scam, folks.
2. Using your savings to invest in your brother or brother-in-law’s stupid ideas. In the case of the brother-in-law, you can’t stand the guy anyway, but you married his sister. Your brother or sister is a different issue. This is a tough one. Never lend money to family -- period. Good luck with this.
3. Enrolling in Trump University. I’m sure you thought this was a god deal. It’s overpriced folks. Go to the local community college.
4. Buying swamp land that might be drained. You don’t see this one much anymore. Here’s a hint; if you can’t see it, don’t buy it.
5. Spending a lot of money to buy a map to the Lost Dutchman's Gold Mine. Think About it; so many maps to the mine have been sold that someone must have found the gold by now.
6. Spending money to claim a prize someone says you won even though you never entered a contest. Another scam, folks.
7. Spending a lot of money on drugs (prescription drugs, over the counter drugs, under the counter drugs, meth, pot, cocaine, heroin, coffee, alcohol, cigarettes, candy, sugar and liquorish) Enough said.
8. Buying bottled water. Tap water is just as good, and it has fluoride for your teeth. The bottles are made of plastic which comes from oil – bad for the landfill and the environment. Just drink tap water and save. You can use the old water bottle and fool your snobbish friends.
9. Paying too much for sex. Sex should be free. If you must pay for it, you’re wasting money. Now, “good” sex is something else. That’s going to cost.
10. Spending too much on pets. Pets shouldn’t cost anything. If you have a dog or cat, yes, it’s expensive. Pets should be free. Forget dogs or cats; cockroaches make great pets and they don’t eat much. They never bark.
I hope this helps everyone to cut expenses.